Everything B money
With B you get a current account, instant savings account and easy-to-use app to help manage your money. B is a digital banking service designed around you and your money.
With B Current, you get a rate of 0.50% AER (0.50% gross per annum variable) paid monthly on your credit balances up to £2,000*.
B Instant Savings
B Instant Savings helps you save money. Plus you'll get 0.75% AER (0.75% gross p.a. variable) paid quarterly on all credit balances*.
The B app has been designed to make everything easy to do. Even everyday things like setting up payees, making payments and transferring your money can be done with a few simple taps.
And, you can do all those things safe in the knowledge that with advanced online security, using the app is as safe and secure as possible. Remember to always keep your security settings up to date.Everyday banking
In case you go a little overboard
However closely you watch your spending, there may still be times when there’s more month than money. Overdrafts can be arranged, subject to status. If you use your overdraft, you'll get 2 working days grace period per calendar month before being charged a planned borrowing fee. Interest on your overdraft is at a rate of 12.5% EAR1.
If you’re 18 or older, you can apply for an overdraft by phone or in any branch of Clydesdale Bank or Yorkshire Bank, subject to status and terms and conditions title (PDF, 258kb, downloads and opens in a new window) . It’s normally cheaper to arrange your overdraft in advance.Overdraft details
1The Effective Annual Rate is used to express the cost of borrowing on current accounts. The EAR takes account of the rate of interest charged, the frequency it is levied to accounts and compounding of interest. It does not include overdraft fees and is variable.
Play your cards right
B Current is built around you. You’ll get a contactless debit card you can use to take out up to £500 a day depending on available funds. You’ll be able to pay for things at over 32 million places across the world - just look out for the Mastercard® logo.More card info
No monthly accountfee. Yes, really.
B Current is a liberating new way to manage your money. You'll get an app with tons of clever tools, competitive interest rates on your B Current and B Instant Savings accounts and your very own dedicated B contact centre for those times you just need to speak to someone. Everything's been designed to help you take complete control of your money. And yes there really is no monthly account fee.The rates & charges
Help! You need somebody?
If you need a helping hand, the dedicated team at B is ready and waiting.
Call the team at B 24 hours a day, 7 days a week*.
In the UK? Call us for free on: 0800 587 0915
Or if you’re abroad: +44 141 221 7300
*This service may be interrupted due to periods of routine maintenance. Calls may be monitored or recorded for your security.
Prefer to drop us a line on Facebook Messenger? No problem
The team at B can’t chat about any personal account stuff, so please don’t tell us your card details, account number, etc. If you need to talk about those type of things, give us a call on 0800 587 0915.
*AER (Annual Equivalent Rate) is the equivalent rate if the interest was paid and compounded once a year. Gross rate interest is the interest payable without taking account of any tax payable. Credit interest is calculated daily on the cleared credit balance in your account. From 6th April 2016 we no longer deduct tax from any interest earned, following the introduction of a Personal Savings Allowance. If you earn interest over your Personal Savings Allowance you will be required to pay any tax due directly to HM Revenue and Customs. Please visit www.gov.uk (opens in a window) for more information.