Compare B Current

B is powered by Clydesdale Bank & Yorkshire Bank, who offer lots of other current accounts with all sorts of different benefits. So, we thought it might help you decide if B is the one for you, by seeing how they all compare.

Choose from the range of current accounts by Clydesdale Bank and Yorkshire Bank

Clydesdale Bank and Yorkshire Bank offer a variety of accounts, from standard facilities to more benefits and management features. The table below can help you make an informed choice. Terms and conditions apply. All accounts are subject to status and eligibility.

All current accounts come with a debit card, optional cheque book and give you access our mobile, telephone and internet banking. For B you will get an app that you can use with your compatible smartphone and tablet. Remember you’ll need to use both to get the full list of B functions.

This comparison table allows you to compare the benefits of all current accounts from Clydesdale Bank & Yorkshire Bank.
Current account features B Clydesdale Bank and Yorkshire Bank Signature Current Account Clydesdale Bank and Yorkshire Bank Current Account Plus Clydesdale Bank and Yorkshire Bank Current Account Control
Monthly fee has no monthly fee has a monthly fee of thirteen pounds and fifty pence£13.50 has no monthly fee has a monthly fee of seven pounds and fifty pence£7.50
Minimum age has a minimum age of sixteen16 has a minimum age of eighteen18 has a minimum age of sixteen16 has a minimum age of eighteen18
B app Yes includes the B app does not include the B app does not include the B app does not include the B app
Apple Pay Yes supports Apple Pay Yes supports Apple Pay Yes supports Apple Pay Yes supports Apple Pay
Interest paid on credit balances up to £2,000 Yes pays interest on credit balances of up to £2,000 does not pay interest on credit balances of up to two thousands pounds does not pay interest on credit balances of up to two thousands pounds does not pay interest on credit balances of up to two thousands pounds
Linked savings account available Yes(Compulsory) has a compulsory linked savings account available Yes has a linked savings account available Yes has a linked savings account available Yes has a linked savings account available
Planned borrowing(Monthly planned usage fee and debit interest apply) Yes includes Planned borrowing Yes includes Planned borrowing Yes includes Planned borrowing Yes includes Planned borrowing
Unplanned borrowing(Daily unplanned borrowing fee applies) Yes includes Unplanned borrowing Yes includes Unplanned borrowing Yes includes Unplanned borrowing does not include Unplanned borrowing
Planned and unplanned borrowing grace days Yes includes Planned and unplanned borrowing grace days does not include Planned and unplanned borrowing grace days does not include Planned and unplanned borrowing grace days does not include Planned and unplanned borrowing grace days
Returned item fee Yes includes a Returned Item Fee Yes includes a Returned Item Fee Yes includes a Returned Item Fee - does not include a Returned Item Fee
Fee cap Yes includes a Fee Cap Yes includes a Fee Cap Yes includes a Fee Cap does not include a Fee Cap
Offset mortgage facilities

Offset Mortgages

An Offset Mortgage Facility allows to link your eligible current or savings accounts to your Offset Mortgage, reducing the amount of interest you are charged.
Yes includes Offset mortgage facilities Yes includes Offset mortgage facilities Yes includes Offset mortgage facilities Yes includes Offset mortgage facilities
Worldwide travel insuranceUnderwritten by AIG Europe Ltd does not include Worldwide travel insurance Yes includes Worldwide travel insurance does not include Worldwide travel insurance does not include Worldwide travel insurance
UK breakdown cover Provided by Green Flag and underwritten by UK Insurance Ltd does not include UK breakdown cover Yes includes UK breakdown cover does not include UK breakdown cover does not include UK breakdown cover
Mobile phone insurance Underwritten by London General Insurance Company Ltd does not include Mobile phone insurance Yes includes Mobile phone insurance does not include Mobile phone insurance does not include Mobile phone insurance
Gadget insuranceUnderwritten by London General Insurance Company Ltd does not include Gadget insurance Yes includes Gadget insurance does not include Gadget insurance does not include Gadget insurance
ID Defender B does not include ID Defender Yes includes ID Defender does not include ID Defender does not include ID Defender
My Signature Rewards

My Signature Rewards

My signature Rewards gives you access to offers and discounts on certain travel, leisure and shopping.
does not include My Signature Rewards Yes includes My Signature Rewards does not include My Signature Rewards does not include My Signature Rewards
Find out more about Clydesdale Bank and Yorkshire Bank’s current accounts

Some other accounts available

Readycash account

A basic bank account, available to customers aged 16 years and over who aren’t able to get one of our standard current accounts. This account may still be an option for customers experiencing financial difficulties.

Private Current Account

Our Private Current Account is available to individuals with annual earnings of at least £75,000, joint incomes of £100,000, or investable assets of £100,000. Monthly fee of £25 and secures the service of a dedicated relationship manager.

Footnotes

1. Both a B Current and B Instant Savings account must be opened at the same time and both held to take full advantage of all the features of the accounts and the B app. You'll need a compatible smartphone and tablet to use all of B's functions.

2. Information about devices and operating systems.

3. Planned borrowing (subject to status) is when you have agreed an overdraft limit with us on your current account, allowing you to continue to make payments up to the value of your agreed overdraft limit. A monthly planned usage fee is applied each month you use planned borrowing greater than the value of the planned borrowing buffer amount.

4. Unplanned borrowing happens when you exceed the amount available in your account (including any agreed overdraft); a daily unplanned borrowing fee is applied on each business day that you are in an unplanned position which is greater than the value of your unplanned borrowing buffer amount.

5. A 2 working day grace period applies before a monthly planned usage fee or a daily unplanned borrowing fee is charged.

FSCS Protecting your money

Please have a look at the FSCS leaflet (PDF, opens in a new window) for further information or visit www.fscs.org.uk (opens in a new window).

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