Compare B Current

B is powered by Clydesdale Bank & Yorkshire Bank, who offer lots of other current accounts with all sorts of different benefits. So, we thought it might help you decide if B is the one for you, by seeing how they all compare.

Choose from the range of current accounts by Clydesdale Bank and Yorkshire Bank

Clydesdale Bank and Yorkshire Bank offer a variety of accounts, from standard facilities to more benefits and management features. The table below can help you make an informed choice. Terms and conditions apply. All accounts are subject to status and eligibility.

All current accounts come with a debit card, optional cheque book and give you access our mobile, telephone and internet banking. For B you will get an app that you can use with your compatible smartphone and tablet. Remember you’ll need to use both to get the full list of B functions.

This comparison table allows you to compare the benefits of all current accounts from Clydesdale Bank & Yorkshire Bank.
Current account features B Clydesdale Bank and Yorkshire Bank Signature Current Account Clydesdale Bank and Yorkshire Bank Current Account Control
Monthly Fee for Maintaining The Account has no monthly fee for maintaining the account has a monthly fee for maintaining the account of thirteen pounds and fifty pence£13.50 has a monthly fee for maintaining the account of seven pounds and fifty pence£7.50
Minimum age has a minimum age of sixteen16 has a minimum age of eighteen18 has a minimum age of eighteen18
B app Yes includes the B app does not include the B app does not include the B app
Apple Pay Yes supports Apple Pay Yes supports Apple Pay Yes supports Apple Pay
Android Pay Yes supports Android Pay Yes supports Android Pay Yes supports Android Pay
Interest paid on credit balances up to £2,000 Yes pays interest on credit balances of up to £2,000 does not pay interest on credit balances of up to two thousands pounds does not pay interest on credit balances of up to two thousands pounds
Linked savings account available Yes (Compulsory) has a compulsory linked savings account available Yes has a linked savings account available Yes has a linked savings account available
Arranged overdraft(Monthly Arranged Overdraft Fee and debit interest apply) Yes includes Arranged overdraft Yes includes Arranged overdraft Yes includes Arranged overdraft
Unarranged overdraft(Daily Unarranged Overdraft Fee applies) Yes includes Unarranged overdraft Yes includes Unarranged overdraft does not include Unarranged overdraft
Arranged and unarranged overdraft grace days Yes includes Arranged and unarranged overdraft grace days does not include Arranged and unarranged overdraft grace days does not include Arranged and unarranged overdraft grace days
Refusing A Payment Due to Lack of Funds Fee Yes includes a Refusing a payment due to lack of funds Fee Yes includes a Refusing a payment due to lack of funds Fee - does not include a Refusing apayment due to lack of funds Fee
Fee cap Yes includes a Fee Cap Yes includes a Fee Cap does not include a Fee Cap
Monthly cap on Unarranged Overdraft Charges (also known as Monthly Maximum Charge) Yes includes a Monthly Cap Yes includes a Monthly Cap does not include a Monthly Cap
Offset mortgage facilities Yes includes Offset mortgage facilities Yes includes Offset mortgage facilities Yes includes Offset mortgage facilities
Worldwide travel insuranceUnderwritten by AIG Europe Ltd does not include Worldwide travel insurance Yes includes Worldwide travel insurance does not include Worldwide travel insurance
UK breakdown cover Provided by Green Flag and underwritten by UK Insurance Ltd does not include UK breakdown cover Yes includes UK breakdown cover does not include UK breakdown cover
Mobile phone insurance Underwritten by London General Insurance Company Ltd does not include Mobile phone insurance Yes includes Mobile phone insurance does not include Mobile phone insurance
Gadget insuranceUnderwritten by London General Insurance Company Ltd does not include Gadget insurance Yes includes Gadget insurance does not include Gadget insurance
ID Defender B does not include ID Defender Yes includes ID Defender does not include ID Defender
My Signature Rewards does not include My Signature Rewards Yes includes My Signature Rewards does not include My Signature Rewards
Find out more about Clydesdale Bank and Yorkshire Bank’s current accounts

Some other accounts available

Readycash account

A basic bank account, available to customers aged 16 years and over who aren’t able to get one of our standard current accounts. This account may still be an option for customers experiencing financial difficulties.

Private Current Account

Our Private Current Account is available to individuals with annual earnings of at least £75,000, joint incomes of £100,000, or investable assets of £100,000. Monthly Fee to Maintain the Account of £25 and secures the service of a dedicated relationship manager.

Footnotes

1. Both a B Current and B Instant Savings account must be opened at the same time and both held to take full advantage of all the features of the accounts and the B app. You'll need a compatible smartphone and tablet to use all of B's functions.

2. Information about devices and operating systems.

3. Arranged overdraft (subject to status) is when you have arranged an overdraft limit with us on your current account, allowing you to continue to make payments up to the value of your arranged overdraft limit. A Monthly Arranged Overdraft Fee is applied each month you use arranged overdraft greater than the value of the Arranged Overdraft Buffer Amount.

4. Unarranged overdraft happens when we allow a payment despite a lack of funds in your account (including any arranged overdraft); a Daily Unarranged Overdraft Fee is applied on each business day that you are in an unarranged overdraft which is greater than the value of your Unarranged Overdraft Buffer Amount.

5. A 2 working day grace period applies before a Monthly Arranged Overdraft Fee or a Daily Unarranged Overdraft Fee is charged.

6. We have a Monthly Cap on Unarranged Overdraft Charges. This means you'll never pay more than the cap per month in Daily Unarranged Overdraft and/or Refusing A Payment Due To Lack Of Fund Fees.

  • Each current account will set a monthly maximum charge for:
    • going overdrawn when you have not arranged an overdraft; or
    • going over/past your arranged overdraft limit (if you have one).
  • This cap covers any:
    • interest and fees for going over/past your arranged overdraft limit;
    • fees for each payment your bank allows despite lack of funds; and
    • fees for each payment your bank refuses due to lack of funds.

FSCS Protecting your money

Please have a look at the FSCS leaflet (PDF, opens in a new window) for further information or visit www.fscs.org.uk (opens in a new window).

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