Shop smart: how to save when you spend

Category B-Tox money management, how to manage money, money management tips

You’ve probably heard the theory often enough.
“Look after the pennies and the pounds will look after themselves.”
Or “many a mickle makes a muckle”, as they say in Scotland.
Well, the B-Tox Challenge is here to try and prove it’s all true. You really could save heaps of money just by making small changes to the way you spend and knowing how to get a better deal. Here are 7 Top Tips to help you on your way.

Our new current account and instant savings account work beautifully together within one super-smart, app, powered by Clydesdale Bank & Yorkshire Bank. With B, there’s no monthly fee to maintain the account. Compatible devices require to access all of B’s features. T&Cs apply. Subject to status & eligibility.

The Where and When of booking flights

Travel experts KAYAK have worked out the best times, based on how far you’re going. To save up to 80% on mid-haul flights, book 1-2 months in advance. For long-haul flights, save up to 40% by booking 2-4 months ahead.

Wings and weekends - an expensive mix

People tend to fly outside working hours, so fares are usually higher on Fridays, Saturdays and Sundays. KAYAK recommend Tuesday and Thursday as the most economical departure and return days.

On your bike

Cycling to work is not only great exercise, it could also save you up to £3,000 a year (based on an average commute of 5 miles each way). Ask your employer about the tax-efficient Cycle to Work scheme.

Beware of sales

Sounds counter-intuitive, but Which? warns that some sales really aren’t good value. In fact, 60% of Black Friday deals actually cost the same or even more than they did just before or after the event.

Watch the birdie for bargains

Follow your favourite retailers on social networking sites. They nearly all tweet about their latest deals or upcoming sales. More info at the Telegraph Online.

Two train tickets can be cheaper than one

Which? reveals the train travel secret that is rarely mentioned – the split ticket. Instead of one ticket, you buy multiple ones, each covering a different part of the journey. Worth looking into - travelling from Ipswich to Sheffield, for example, works out 88% cheaper if you ‘split’ at Doncaster.

The Abandoned Shopping Trolley Trick

Next time you’re shopping online, add items to your shopping basket, then leave them there a while. As Express online says, companies will sniff a sale and often send you discount codes to tempt you back and finish your order.

This blog is a bit of fun and not intended to influence your decisions in any way. The content of the blog is reliable at the time of publishing, but we can’t guarantee that it is neither error nor omission free, beyond our knowledge. The links are there for you to explore if you wish, but we don’t have any connection with the third party sites, nor responsibility for them or their content.